Panoramic: Automotive and Mobility 2025
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Technology, regulation, and funding are revolutionizing the consumer finance market. Our leading practice is perfectly placed to help you with all types of lending product — secured and unsecured loans, mortgages, credit cards, high cost short term credit, P2P/marketplace lending, and point of sale credit. And to assist with all aspects of a lending business from financial promotion to debt recovery.
We use the breadth of our knowledge and experience to find solutions for clients. We work with large banks, monolines, high-growth start-ups, and technology companies with new products and ideas, implementation projects, dealings with regulators, and remediation programs.
Our capabilities at a glance
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+
Judicial review wins
2
Ex-government policy advisors
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+
Pieces of legislation changed
Hear from our clients and industry leaders
The whole team is super smart. They are all really easy to work with and then know our business inside out. They come to us proactively with issues and are incredibly responsive.
Chambers & Partners, UK Guide, 2025
An intellectually brilliant and commercially astute public law team. One of the very best in the city.
Chambers & Partners UK 2025
Hogan Lovells has a high capability in solving complex issues that involve both legal and technical perspectives.
Chambers & Partners, Germany, 2025
The lawyers are just experts. They are there when you need them and happy to entertain all my questions. They understand the wider context and the politics and sensitivities of it.
Chambers & Partners, UK 2025
Key contacts
Representative experience
Advised two major retail banks on an extensive audit of their consumer credit lending against regulatory requirements in the UK.
Advised a number of UK lenders on the implementation of the mortgage credit directive.
Advised on the design of innovative and first-to-market financial products, including the first current account mortgage, P2P loans, and online executive of consumer credit agreements.
Advised on the launches of P2P lenders Zopa and Wonga and on the ongoing structuring of BancAlliance and Fundation's partnership on small business lending.
Awards and recognitions
"Hogan Lovells are able to provide advice on complex and nuanced regulatory areas while managing it in a commercial way."
Consumer Finance client UK
Band 1 for Consumer Finance
2024
Three partners recognized as ranked lawyers in Consumer Finance
Chambers UK
2024
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Press releases
Hogan Lovells selected to advise unsecured creditors in Hello Bello chapter 11 bankruptcy case
17 November 2023
Press releases
Hogan Lovells selected to advise unsecured creditors in Hello Bello chapter 11 bankruptcy case
17 November 2023